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Independent Online Edition > Money
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The Money Channel

Challenge to bank charges begins

Banks came under pressure to reduce their charges yesterday as a legal challenge that could trigger refunds of millions of pounds to customers got under way.

Court to rule if banks overcharged customers with 'punitive' fees

The long-awaited court case that will determine whether thousands of aggrieved bank customers can pursue overcharging claims against banks begins today.

A cure for rejected claims offers hope for those who fail to pass the medical cross-examination

As it issues new guidelines on health-related policies, James Moore asks if the insurance industry is doing enough to protect its customers

Consumers could win the battle on fees, but will they lose the war?

As a High Court case begins on charges, Kate Hughes finds that we could pay if the banks are defeated

Bank of England rejects rate cut - for now

It may have been a close-run thing but the Bank of England's Monetary Policy Committee (MPC) chose to leave UK interest rates on hold at 5.5 per cent last Thursday. In the days before the committee was due to meet, there had been fevered speculation that it would lower the base rate for the second month in a row. Some sections of the business and retail community called for a cut, arguing that the economy and consumer spending were slowing dramatically and action was needed to restore confidence.

Should first-timers rush to buy now the door is half-open?

As prices run out of steam, Laura Howard asks if you should make your move or wait for further falls

Housing market: December revival can't cure the post-summertime blues

House price inflation staged a surprise comeback in December after three consecutive monthly falls, according to the Halifax. In the run-up to Christmas, average prices rose 1.3 per cent.

Your survival guide to the year ahead

Is property in the UK heading for a crash? Or can we still prosper, despite the wobble? In the first of three special reports on the housing market in 2008, Phil Thornton pinpoints the issues and indicators that really count – whether you're buying, selling, renting or investing

Secret Agent: A day in the life of an estate agent

'In an embarrassing attempt to be like Alan Sugar, our manager threatened to sack me'

New curiosity shops: Guide to buying vintage homeware online

Vintage homeware websites are making second-hand our first choice. Kate Watson-Smyth sifts through the best

Buying overseas: Aim high

It has classic chalets and world-class skiing – yet prices in Austria are on a level with those in Bulgaria. Laura Latham reports

Revealed: a new bank rip-off

Some of Britain's biggest banks have failed to pass on last month's base rate cut to mortgage holders, yet imposed even bigger cuts on savings interest.

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