(Translated by https://www.hiragana.jp/)
Best buy mortgages
The Wayback Machine - https://web.archive.org/web/20110430170243/http://guardian.lcplc-online.co.uk/bestbuy.aspx
 
Money Marketing Award 2010
money deals
Mortgages - best buys

By teaming up with London & Country Mortgages (L&C) we are able to offer you a number of ways to find your next mortgage. L&C will search the whole of the market to find you the best deal and they won't charge you a penny for their expert advice.

This mortgage service is introduced to you by OG Enterprises Limited (OGE), a wholly owned subsidiary of Guardian Media Group plc. OGE will receive 25% of any commission received by L&C for arranging a mortgage. This has no impact on what you will pay for your mortgage.

 
  Currently showing remortgage products Show PURCHASE products
Fixed Variable/Tracker
lenderScheme typeInitial rateSubsequent rateOverall cost for comparison (APR)Max LTVLender Fee £Monthly payment 
First DirectFixed for 2 years3.29%3.69%3.8%65%£999£586.82 *
Woolwich (Barclays)Fixed until 30/06/133.35%3.49%3.6%70%£999£590.63 *
Yorkshire BSFixed until 30/06/133.39%4.99%4.8%75%£495£593.18 *
ExclusiveFixed until 31/05/133.44%5.99%5.7%75%£495£596.37 *
CoventryFixed until 30/06/133.45%4.74%4.0%65%£999£597.01 *
SkiptonFixed until 30/06/133.49%4.95%4.7%60%£195£599.58 *
HSBCFixed until 31/07/133.49%3.94%4.0%60%£199£599.58 *
Yorkshire BSFixed until 30/06/133.49%4.99%4.8%75%£95£599.58 *
Yorkshire BSFixed until 30/06/133.49%4.99%4.8%75%£495£599.58 *
ING DirectFixed until 30/06/133.54%3.50%3.6%60%£0£602.79 *
ExclusiveFixed until 31/05/133.54%5.99%5.7%75%£495£602.79 *
Woolwich (Barclays)Fixed until 30/06/133.57%3.49%3.7%75%£999£604.72 *
First DirectFixed for 2 years3.59%3.69%3.8%65%£199£606.02 *
Yorkshire BSFixed until 30/06/133.59%4.99%4.9%75%£95£606.02 *
ING DirectFixed until 30/06/133.64%3.50%3.6%75%£0£609.25 *
CoventryFixed until 30/06/133.65%4.74%4.6%65%£199£609.90 *
SkiptonFixed until 30/06/133.69%4.95%4.8%75%£195£612.49 *
Royal Bank of ScotlandFixed until 31/08/133.75%4.00%4.1%60%£0£616.40 *
Leek UnitedFixed until 31/05/133.75%5.19%5.1%75%£495£616.40 *
Woolwich (Barclays)Fixed until 30/06/133.79%2.89%3.1%70%£0£619.01 *
NationwideFixed for 2 years3.84%3.99%4.1%50%£99£622.28 *
First DirectFixed for 2 years3.89%3.69%3.8%65%£199£625.56 *
PrincipalityFixed until 30/04/133.89%4.99%5.0%75%£0£625.56 *
HSBCFixed until 31/07/133.89%3.94%4.1%70%£599£625.56 *
HSBCFixed until 31/07/143.89%3.94%4.1%60%£999£625.56 *
Yorkshire BSFixed until 30/06/143.89%4.99%4.8%75%£495£625.56 *
Yorkshire BSFixed until 30/06/143.99%4.99%4.8%75%£495£632.15 *
ExclusiveFixed until 30/04/133.99%5.49%5.3%80%£345£632.15 *
Chelsea Building SocietyFixed until 30/06/133.99%5.79%5.6%75%£495£632.15 *
First DirectFixed for 2 years3.99%3.69%3.8%75%£199£632.15 *
First DirectFixed for 3 years3.99%3.69%3.9%65%£199£632.15 *
Northern RockFixed until 01/08/133.99%4.79%4.7%70%£0£632.15 *
CoventryFixed until 30/06/143.99%4.74%4.7%65%£999£632.15 *
Yorkshire BSFixed until 30/06/143.99%4.99%4.9%75%£95£632.15 *
ING DirectFixed until 30/06/144.05%3.50%3.7%60%£0£636.12 *
Yorkshire BSFixed until 30/06/144.09%4.99%4.9%75%£95£638.78 *
Woolwich (Barclays)Fixed until 30/06/134.09%3.49%3.8%80%£999£638.78 *
NationwideFixed for 3 years4.09%3.99%4.1%70%£99£638.78 *
Royal Bank of ScotlandFixed until 31/08/134.09%4.00%4.1%75%£0£638.78 *
HalifaxFixed until 30/06/134.14%3.99%4.1%75%£0£642.11 *
Northern RockFixed until 01/08/144.14%4.79%4.8%70%£995£642.11 *
Northern RockFixed until 01/08/144.19%4.79%4.8%75%£995£645.44 *
NationwideFixed for 2 years4.19%3.99%4.1%70%£99£645.44 *
Woolwich (Barclays)Fixed until 30/06/134.19%3.19%3.5%75%£0£645.44 *
Royal Bank of ScotlandFixed until 31/08/134.19%4.00%4.2%80%£999£645.44 *
HSBCFixed until 31/07/134.19%3.94%4.1%70%£0£645.44 *
ING DirectFixed until 30/06/144.19%3.50%3.7%75%£0£645.44 *
Leeds BSFixed until 30/06/134.24%5.69%5.8%80%£999£656.46 *
CoventryFixed until 30/06/144.24%4.74%4.8%75%£999£648.79 *
Leek UnitedFixed until 31/05/144.25%5.19%5.2%75%£495£649.46 *
Post OfficeFixed until 30/04/134.25%3.99%4.2%75%£0£650.09 *
Post OfficeFixed until 30/04/134.29%3.99%4.2%80%£0£652.78 *
NewcastleFixed until 30/06/134.29%5.99%5.9%80%£694£652.15 *
HSBCFixed until 31/07/144.29%3.94%4.2%70%£599£652.15 *
HSBCFixed until 31/07/134.29%3.94%4.1%80%£599£652.15 *
SkiptonFixed until 30/06/134.29%4.95%4.9%80%£195£652.15 *
SkiptonFixed until 30/06/144.29%4.95%4.9%60%£195£652.15 *
First DirectFixed for 2 years4.29%3.69%3.9%75%£199£652.15 *
First DirectFixed for 3 years4.29%3.69%3.9%65%£199£652.15 *
Market HarboroughFixed until 31/05/144.30%5.49%5.3%80%£495£652.82 *
ING DirectFixed until 30/06/134.34%3.50%3.7%80%£0£655.51 *
First DirectFixed for 5 years4.35%3.69%4.1%65%£999£656.19 *
First DirectFixed for 3 years4.39%3.69%4.0%75%£199£658.89 *
NationwideFixed for 5 years4.39%3.99%4.4%70%£999£658.89 *
Yorkshire BSFixed until 30/06/164.39%4.99%4.9%75%£495£658.89 *
Leeds BSFixed until 30/06/134.44%5.69%5.7%75%£199£670.23 *
HalifaxFixed until 30/06/144.45%3.99%4.3%60%£0£662.95 *
Post OfficeFixed until 30/04/134.49%3.99%4.2%85%£0£666.32 *
SkiptonFixed until 30/06/144.49%4.95%4.9%75%£195£665.67 *
ExclusiveFixed until 01/05/134.49%6.14%6.0%85%£995£665.67 *
Yorkshire BSFixed until 30/06/164.49%4.99%4.9%75%£95£665.67 *
Yorkshire BSFixed until 30/06/164.49%4.99%4.9%75%£495£665.67 *
Yorkshire BSFixed until 30/06/134.49%4.99%5.0%85%£495£665.67 *
ING DirectFixed until 30/06/144.49%3.50%3.8%80%£0£665.67 *
Yorkshire BSFixed until 30/06/134.59%4.99%5.1%85%£95£672.48 *
NationwideFixed for 5 years4.59%3.99%4.4%70%£99£672.48 *
NationwideFixed for 3 years4.59%3.99%4.3%75%£99£672.48 *
First DirectFixed for 5 years4.59%3.69%4.2%65%£199£672.48 *
First DirectFixed for 2 years4.59%3.69%4.0%85%£999£672.48 *
HSBCFixed until 31/07/144.59%3.94%4.2%70%£0£672.48 *
HSBCFixed until 31/07/134.59%3.94%4.1%80%£0£672.48 *
HSBCFixed until 31/07/164.59%3.94%4.3%60%£199£672.48 *
Leeds BSFixed until 30/06/134.59%5.69%5.9%85%£999£680.65 *
NewcastleFixed until 30/06/134.64%5.99%6.0%80%£995£675.90 *
ExclusiveFixed until 31/05/134.64%5.99%5.9%85%£495£675.90 *
Woolwich (Barclays)Fixed until 30/06/164.68%3.49%4.2%70%£999£678.65 *
First DirectFixed for 3 years4.69%3.69%4.0%75%£199£679.33 *
CoventryFixed until 30/06/164.69%4.74%4.8%65%£999£679.33 *
Chelsea Building SocietyFixed until 30/06/144.69%5.79%5.6%75%£495£679.33 *
HSBCFixed until 31/07/144.69%3.94%4.3%80%£599£679.33 *
Royal Bank of ScotlandFixed until 31/08/164.69%4.00%4.5%60%£699£679.33 *
Yorkshire BSFixed until 30/06/134.69%4.99%5.1%85%£95£679.33 *
ExclusiveFixed until 31/05/134.74%5.99%5.9%85%£495£682.77 *
ExclusiveFixed until 01/05/144.75%6.14%5.9%85%£995£683.46 *
Northern RockFixed until 01/08/164.78%4.79%5.0%70%£995£685.53 *
SkiptonFixed until 30/06/134.79%4.95%5.1%85%£195£686.22 *
HSBCFixed until 31/07/164.79%3.94%4.4%70%£599£686.22 *
ING DirectFixed until 30/06/164.79%3.50%4.0%60%£0£686.22 *
ExclusiveFixed until 31/05/164.84%5.99%5.6%75%£495£689.68 *
NewcastleFixed until 30/06/144.86%5.99%5.9%80%£894£691.06 *
Post OfficeFixed until 30/04/144.89%3.99%4.3%75%£0£693.84 *
PrincipalityFixed until 30/04/154.89%4.99%5.1%75%£0£693.14 *
HSBCFixed until 31/07/134.89%3.94%4.2%85%£199£693.14 *
Yorkshire BSFixed until 30/06/144.89%4.99%5.1%85%£495£693.14 *
SkiptonFixed until 30/06/144.89%4.95%5.2%80%£995£693.14 *
Northern RockFixed until 01/08/164.89%4.79%5.0%75%£995£693.14 *
Post OfficeFixed until 30/04/144.95%3.99%4.4%80%£0£698.02 *
Chelsea Building SocietyFixed until 30/06/134.99%5.79%5.8%85%£495£700.10 *
Leeds BSFixed until 30/06/144.99%5.69%5.9%85%£999£708.81 *
Yorkshire BSFixed until 30/06/144.99%4.99%5.2%85%£495£700.10 *
HSBCFixed until 31/07/144.99%3.94%4.3%80%£0£700.10 *
Royal Bank of ScotlandFixed until 31/08/134.99%4.00%4.3%85%£699£700.10 *
First DirectFixed for 5 years4.99%3.69%4.3%75%£199£700.10 *
CoventryFixed until 30/06/164.99%4.74%4.9%75%£999£700.10 *
SkiptonFixed until 30/06/164.99%4.95%5.2%75%£995£700.10 *
First DirectFixed for 2 years4.99%3.69%4.0%85%£199£700.10 *
ING DirectFixed until 30/06/164.99%3.50%4.2%75%£0£700.10 *
Yorkshire BSFixed until 30/06/214.99%4.99%5.3%75%£1495£700.10 *
Yorkshire BSFixed until 30/06/144.99%4.99%5.2%85%£95£700.10 *
Yorkshire BSFixed until 30/06/145.09%4.99%5.2%85%£95£707.10 *
NatWestFixed until 31/08/135.09%4.00%4.5%85%£999£707.10 *
NationwideFixed for 3 years5.09%3.99%4.5%80%£99£707.10 *
NationwideFixed for 5 years5.09%3.99%4.7%75%£99£707.10 *
HSBCFixed until 31/07/165.09%3.94%4.5%70%£0£707.10 *
Leeds BSFixed until 30/06/135.09%5.69%5.9%85%£199£715.94 *
Post OfficeFixed until 30/04/145.15%3.99%4.4%85%£0£712.04 *
Royal Bank of ScotlandFixed until 31/08/165.19%4.00%4.7%75%£999£714.13 *
HSBCFixed until 31/07/165.19%3.94%4.6%80%£599£714.13 *
HalifaxFixed until 30/06/135.19%3.99%4.5%85%£999£714.13 *
Co-OpFixed until 31/07/165.19%4.24%4.9%75%£999£714.13 *
SkiptonFixed until 30/06/165.19%4.95%5.3%80%£995£714.13 *
Woolwich (Barclays)Fixed until 30/06/165.28%3.49%4.4%80%£999£720.49 *
SkiptonFixed until 30/06/145.29%4.95%5.3%85%£995£721.19 *
Yorkshire BSFixed until 30/06/165.29%4.99%5.3%85%£495£721.19 *
Leeds BSFixed until 30/06/165.35%5.69%6.0%80%£999£734.62 *
PrincipalityFixed until 30/04/155.39%4.99%5.3%85%£999£728.29 *
Chelsea Building SocietyFixed until 30/06/145.39%5.79%5.8%85%£495£728.29 *
HSBCFixed until 31/07/135.39%3.94%4.4%90%£999£728.29 *
Yorkshire BSFixed until 30/06/165.39%4.99%5.3%85%£95£728.29 *
Yorkshire BSFixed until 30/06/165.39%4.99%5.3%85%£495£728.29 *
ExclusiveFixed until 31/05/145.44%5.99%6.1%85%£995£731.86 *
Post OfficeFixed until 30/04/165.45%3.99%4.8%75%£0£733.33 *
Northern RockFixed until 01/08/145.48%4.79%5.2%85%£995£734.72 *
Northern RockFixed until 01/08/145.49%4.79%5.1%80%£0£735.43 *
Co-OpFixed until 31/07/165.49%4.24%5.0%85%£999£735.43 *
HSBCFixed until 31/07/165.49%3.94%4.7%80%£0£735.43 *
ING DirectFixed until 30/06/165.49%3.50%4.4%80%£0£735.43 *
Yorkshire BSFixed until 30/06/165.49%4.99%5.4%85%£95£735.43 *
HalifaxFixed until 30/06/145.54%3.99%4.8%85%£999£739.01 *
Post OfficeFixed until 30/04/165.55%3.99%4.8%80%£0£740.49 *
Co-OpFixed until 31/07/145.59%4.24%4.8%85%£0£742.60 *
Leeds BSFixed until 30/06/145.59%5.69%6.0%85%£199£752.05 *
NationwideFixed for 5 years5.59%3.99%4.9%80%£99£742.60 *
NationwideFixed for 3 years5.59%3.99%4.5%85%£99£742.60 *
First DirectFixed for 3 years5.59%3.69%4.3%85%£199£742.60 *
Post OfficeFixed until 30/04/165.65%3.99%4.8%85%£0£747.69 *
Royal Bank of ScotlandFixed until 31/08/135.69%4.00%4.5%90%£999£749.81 *
SkiptonFixed until 30/06/165.69%4.95%5.6%85%£995£749.81 *
SkiptonFixed until 30/06/135.69%4.95%5.3%90%£195£749.81 *
Royal Bank of ScotlandFixed until 31/08/165.79%4.00%5.0%85%£999£757.05 *
Leeds BSFixed until 30/06/165.79%5.69%6.2%85%£999£766.73 *
Northern RockFixed until 01/08/165.88%4.79%5.5%85%£995£763.59 *
First DirectFixed for 5 years5.89%3.69%4.7%85%£199£764.32 *
NationwideFixed for 5 years5.89%3.99%5.2%85%£999£764.32 *
HSBCFixed until 31/07/165.89%3.94%4.9%85%£499£764.32 *
HSBCFixed until 30/06/135.89%3.94%4.4%90%£0£764.32 *
Post OfficeFixed until 30/04/135.99%3.99%4.5%90%£0£772.43 *
ExclusiveFixed until 01/05/135.99%6.14%6.4%90%£995£771.63 *
SkiptonFixed until 30/06/165.99%4.95%5.8%90%£995£771.63 *
SkiptonFixed until 30/06/145.99%4.95%5.5%90%£195£771.63 *
HalifaxFixed until 30/06/166.09%3.99%5.4%85%£999£778.97 *
Co-OpFixed until 31/07/166.09%4.24%5.3%85%£0£778.97 *
Royal Bank of ScotlandFixed until 31/08/166.19%4.00%5.1%90%£999£786.34 *
HSBCFixed until 30/06/166.29%3.94%5.1%90%£999£793.74 *
C&GFixed until 31/05/136.49%3.99%4.9%90%£994£808.66 *
Post OfficeFixed until 30/04/146.55%3.99%4.8%90%£0£814.00 *
HSBCFixed until 30/06/166.69%3.94%5.2%90%£0£823.69 *
Post OfficeFixed until 30/04/166.95%3.99%5.5%90%£0£844.31 *
lenderScheme typeInitial rateSubsequent rateOverall cost for comparison (APR)Max LTVLender Fee £Monthly payment 
ING DirectBase +1.85 for term2.35%2.35%2.4%60%£945£528.95 *
HSBC1.89% above Base Rate for term2.39%2.39%2.4%60%£0£531.34 *
ING Direct1.00% discount until 30/06/132.50%3.50%3.1%70%£0£537.95 *
First Direct1.99% above base for term2.49%2.49%2.6%65%£199£537.35 *
Woolwich (Barclays)Base +1.99% for term2.49%2.49%2.6%70%£999£537.35 *
First Direct1.79% above base for 2 years2.29%3.69%3.5%65%£199£525.38 *
HSBC2.19% above Base Rate for term2.69%2.69%2.7%70%£0£549.48 *
ING DirectBase +1.69% for 2 years2.19%3.50%3.1%60%£945£519.45 *
ING DirectBase +2.30 for term2.80%2.80%3.0%75%£945£556.22 *
Woolwich (Barclays)2.29% above Base for term2.79%2.79%2.9%70%£1499£555.60 *
Woolwich (Barclays)Base +2.39% for term2.89%2.89%3.0%70%£0£561.77 *
First Direct2.39% above base for term2.89%2.89%3.0%75%£199£561.77 *
Leek United1.99% above Base for 3 years2.49%5.19%4.7%75%£995£537.35 *
Leek United2.44% discount for 3 years2.75%5.19%4.6%75%£495£553.15 *
First Direct1.49% above base for 2 years1.99%3.69%3.6%65%£999£507.73 *
First Direct2.09% above base for 2 years2.59%3.69%3.7%65%£199£543.39 *
HSBC2.49% above Base Rate for term2.99%2.99%3.0%80%£0£567.97 *
Woolwich (Barclays)2.48% above Base for term2.98%2.98%3.1%70%£999£567.35 *
Royal Bank of Scotland2.49% above Base until 31/08/132.99%4.00%3.9%60%£0£567.97 *
First Direct2.19% above base for 2 years2.69%3.69%3.6%75%£199£549.48 *
ING DirectBase +1.99% for 2 years2.49%3.50%3.3%75%£945£537.35 *
Woolwich (Barclays)Base +2.57% for term3.07%3.07%3.2%75%£999£572.96 *
Woolwich (Barclays)Base +2.69% for term3.19%3.19%3.3%75%£0£580.49 *
Woolwich (Barclays)Base +2.69% for term3.19%3.19%3.3%70%£0£580.49 *
HSBC1.15% discount for 2 years2.79%3.94%3.8%80%£99£555.60 *
First Direct1.79% above base for 2 years2.29%3.69%3.7%65%£999£525.38 *
Market Harborough2.54% discount for 2 years2.95%5.49%5.2%75%£245£565.48 *
NationwideBase+2.69% for 3 years3.19%3.99%3.9%70%£99£580.49 *
Halifax2.59% above Base until 30/06/133.09%3.99%3.9%60%£0£574.21 *
Royal Bank of Scotland2.79% above Base until 31/08/133.29%4.00%4.0%75%£0£586.82 *
NationwideBase+2.69% for 2 years3.19%3.99%3.9%70%£99£580.49 *
Woolwich (Barclays)2.79% above Base for term3.29%3.29%3.4%75%£999£586.82 *
First Direct2.49% above base for 2 years2.99%3.69%3.7%75%£199£567.97 *
Exclusive1.99% above Base until 31/05/132.49%5.99%5.4%75%£495£537.35 *
Woolwich (Barclays)Base +2.88% for term3.38%3.38%3.5%80%£999£592.54 *
Chelsea Building Society2.19% above base until 30/06/132.69%5.79%5.3%75%£495£549.48 *
Woolwich (Barclays)Base +2.99% for term3.49%3.49%3.6%75%£0£599.58 *
Hinckley & RugbyBase +2.99% for term3.49%3.49%3.6%75%£790£599.58 *
Woolwich (Barclays)Base +3.18% for term3.68%3.68%3.8%80%£0£611.84 *
ING DirectBase +3.24 for term3.74%3.74%3.9%80%£945£615.74 *
ING DirectBase +2.69% for 2 years3.19%3.50%3.5%80%£945£580.49 *
First Direct2.99% above base for 2 years3.49%3.69%3.8%85%£199£599.58 *
HSBC3.49% above Base Rate for term3.99%3.99%4.1%85%£0£632.15 *
Nottingham2.89% above Base for 2 years3.39%6.14%5.8%80%£995£593.69 *
NationwideBase+3.69% for 3 years4.19%3.99%4.1%80%£99£645.44 *
Post OfficeBase+2.45% until 30/04/132.95%3.99%4.0%80%£995£565.94 *
Chelsea Building Society3.49% above base until 30/06/133.99%5.79%5.6%85%£495£632.15 *
Nottingham3.29% above Base for 2 years3.79%6.14%5.9%85%£995£619.57 *
Exclusive3.19% above Base until 31/05/133.69%5.99%5.7%85%£495£612.49 *
HSBC4.19% above Base Rate for term4.69%4.69%4.8%90%£0£679.33 *
NationwideBase+4.19% for 2 years4.69%3.99%4.2%85%£99£679.33 *
Post OfficeBase+2.99% until 30/04/133.49%3.99%4.1%85%£995£600.10 *
C&G4.44% above Base for term4.94%4.94%5.2%85%£1494£696.62 *
Post OfficeBase+4.35% until 30/04/134.85%3.99%4.3%90%£995£691.06 *
C&G5.34% above Base until 31/05/135.84%3.99%4.7%90%£994£760.68 *
If none of the above products are suitable, then please contact one of our expert advisers to discuss your options.  
* These figures are based on a loan of £120,000 on a repayment basis over 25 years. You can get a personalised version using the search and select button from the menu at the top of the page.
Contact adviser
Speak to an adviser

Call free on 0800 694 3300 

Or complete this form, click the button below and we'll call you.
Your preferred time:  
Your name:  
Your phone number:  
Alternative number:
Your email:
Request a call back


Links
Mortgage comparison home 
Life insurance
Speak to an adviser
Best buys
One minute mortgage check
Search & select
Customer Testimonials
Feedback
About our service
Privacy statement
Log in to L&C online

 

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.  YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

THE OVERALL COST FOR COMPARISON IS 4.5% APR

Our Status - London & Country Mortgages Ltd, Beazer House, Lower Bristol Road, Bath, BA2 3BA is a company limited by shares.
Our Companies House number is 1988608. We are also authorised and regulated by the Financial Services Authority. Our FSA number is 143002.