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President Obama spoke at the University of Colorado, Denver, about a new plan — to be put in place by executive order — to let former students cap loan payments at 10 percent of their discretionary income starting in 2012. It would also forgive the balance after 20 years of payments.
Ron Lieber, Your Money columnist, answered readers’ questions about the recent changes announced by President Obama on federal student loans.
By TAMAR LEWIN
An expansion of the income-based college-loan repayment program is expected on Wednesday, lowering monthly payments and allowing some loan consolidation.
By MARY WILLIAMS WALSH
After decades of drift, denial and inaction, Rhode Island’s $14.8 billion pension system is in crisis. And its outcome could be a portent for other states.
Mortgages
By VICKIE ELMER
Mortgage experts warn against rushing into a refinancing — or jumping at the first advertised low rate.
Career Couch
By EILENE ZIMMERMAN
Finances shouldn’t be your only consideration in deciding when to retire, experts say. Your health — physical and mental — are important, too.
Fair Game
By GRETCHEN MORGENSON
Paul Volcker, the former Fed chairman, says crucial work must still be done to make consumers, investors and the economy safer.
Fundamentally
By PAUL J. LIM
Bears outnumber bulls in the stock market — and that may be a good sign because the market mood can be a contrarian sign of future activity.
Your Money
By RON LIEBER
A new kind of target-date fund from Pimco puts less money in stocks, offers more inflation protection and invests in hedges to protect against large losses.
Wealth Matters
By PAUL SULLIVAN
Mark F. Spangler, the former leader of the National Association of Personal Financial Advisors, is accused of investing his clients’ money into private companies without their knowledge.
By CATHERINE RAMPELL and RICHARD A. OPPEL Jr.
Gov. Rick Perry’s plan is expected to resemble a version previously advocated by the former presidential candidate Steve Forbes.
By JAD MOUAWAD
The rising ticket prices and mushrooming fees that annoy air travelers have helped airlines make money during the economic downturn.
By NELSON D. SCHWARTZ
Customers frustrated by banks’ controversial new fees are finding out that it is not so easy to disentangle your life from your bank.
Strategies
By JEFF SOMMER
Nobel prizes may be the ultimate attention-grabbers, but the new Nobel laureates in economics weren’t entirely relishing the spotlight last week.
The Haggler
By DAVID SEGAL
A reader complains to the Haggler about the way her magazine subscriptions were renewed, and about the automated system that answered her call.
Mortgages
By VICKIE ELMER
Some borrowers succeed on the second or third attempt, after they have saved for a larger down payment, improved their credit and switched to another lender.
By TARA SIEGEL BERNARD
The most important document for determining financial aid for college is a form that recognizes only heterosexual marriage.
Your Money
By RON LIEBER
The country’s largest employer of certified financial planners is accused of putting its own employees’ 401(k) money into underperforming funds.
Wealth Matters
By PAUL SULLIVAN
Financial advisers point out that the rate of return on permanent life insurance is 3 to 5 percent and the money passes to beneficiaries free of income tax.
By CONRAD DE AENLLE
The weight of many unanswered economic questions sent the stock market — and many mutual funds — to huge, double-digit losses in the third quarter.
By ROBERT D. HERSHEY Jr.
Some experts say this may be a favorable time for junk bond funds, partly because the bonds’ issuers are still often enjoying hefty earnings.
Off the Shelf
By PAUL B. BROWN
New books offer insights to investors — from a compendium of savings tips to a financially conscious novel.
Fair Game
By GRETCHEN MORGENSON
Despite assurances from the Treasury secretary and others, investors still know little about the risks of American banks’ exposure to Europe’s woes.
Workstation
By PHYLLIS KORKKI
The number of senior executive women has hardly budged in recent years. And an expert says one cause may be an “entrenched sexism” that is largely unconscious.
Your Money
By RON LIEBER
As the battle is joined over fees, the big banks want to make you pay, and the most aggressive of the little institutions want to pay you.
Wealth Matters
By PAUL SULLIVAN
Four market prognosticators review their previous forecasts for 2011 and make their best guesses for the final quarter.
Shortcuts
By ALINA TUGEND
The transition to an at-home office can be difficult, and the most common danger is to unproductively while away the hours with nothing to show for it.