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Latest Personal Finance News, News on Personal Finance – The Economic Times

    Personal Finance News

    HDFC Bank UPI downtime: Gpay, WhatsApp Pay, PayTM, HDFC Bank app will not be available tomorrow

    HDFC Bank will be conducting necessary system maintenance, leading to the unavailability of UPI services for a three-hour period on August 10, 2024. Below are the specific timings for the scheduled UPI downtime and the list of services that will be unavailable for use during this time.

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    As countdown of FD interest rate fall has started, is it time to stop laddering and invest in long term FDs?

    FD investors have recently benefited from high interest rates, but an upcoming reduction is anticipated. The RBI might follow global trends in rate cuts, impacting FD returns. As the current interest rate on FDs with long tenure is high, investors should consider securing current rates and revising investment strategies to mitigate potential future decreases, balancing long-term savings and liquidity.

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    High uncertainty despite India growth story, reveals survey

    Surging expenses and career progression are the biggest causes for concern, claims the Anishchit Index 2024 study.

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    Fixed vs Floating rate home loan: Understand the difference

    If you are confused by personal finance terms, jargon and calculations, here’s a new series to simplify and deconstruct these for you. In the tenth part of this series, Riju Mehta explains the difference between the two types of interest rates.

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    RBI’s new rules for two-factor authentication of digital payments; Check alternative methods proposed

    RBI’s new rules for two-factor authentication of digital payments; Check alternative methods proposed

    The Reserve Bank of India has made securing digital payments a top priority, emphasizing the need for Additional Factor of Authentication (AFA) when

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    UPI, IMPS, retail payments of some banks temporarily unavailable due to ransomware attack on tech-provider

    UPI payments: Ransomware attack on C-Edge Tecnologies who manages systems of certain specified banks. As per NPCI's advisory note, "To prevent larger impact to the payment ecosystem, NPCI has temporarily isolated C-Edge Technologies from accessing the retail payment systems operated by NPCI. Customers of banks serviced by C-Edge will not be able to access payment systems during the period of isolation."

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    Last date to file ITR: Will government extend ITR filing deadline for these taxpayers?

    Some taxpayers from certain states are hopeful for an extension due to the difficulties they have faced or are facing due to natural calamities like floods and landslides. Here is a look at a few of the times in the recent past when the ITR deadline was extended for specific states.

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    Last date to file ITR: #IncomeTaxReturn trends as users report e-filing portal glitches; will govt extend the deadline?

    Last date to file ITR:It is crucial to remember that there may be consequences if you file your income tax return after the July 31 filing deadline. At present, many taxpayers are facing challenges with the functioning of the income tax portal, even on the final day of filing ITR.

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    ITR filing last date: Will there be any extension of the income tax return filing deadline?

    ITR filing last date: The deadline to file your income tax return (ITR) for the financial year (FY) 2023-24 is July 31, 2024. The income tax department advises taxpayers to file their tax before the July 31, 2024 deadline. With just a couple of days left for this year’s ITR filing, tax filers are still facing issues with the e-filing portal. Here are the latest glitches being faced by taxpayers.

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    High financial uncertainty despite India growth story

    High financial uncertainty despite India growth story

    According to a recent survey by Aditya Birla Sun Life Insurance, almost 88% of Indians anticipate increased financial instability worldwide over the

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