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→Concepts: The word 'correct' with regards to insurance premiums is inaccurate. Substitution for an alternative such as 'appropriate' would equally be problematic and subjective. Instead removal of any such terms gives a clearer description of the application of morbidity to insurance premiums. Insurance is a rick management and mitigation process; correctness is entirely subjective in such arbitrary situations - what is appropriate at a particular point in time, may not be considered app... Tags: Mobile edit Mobile web edit |
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;{{Visible anchor|Morbidity}}
:'''Morbidity''' ({{ety|la|morbidus|sick, unhealthy}}) is a diseased state, [[disability]], or poor health due to any cause.<ref>{{cite web |url=https://medical-dictionary.thefreedictionary.com/morbidity |title=morbidity |work=Dorland's Medical Dictionary for Health Consumers |year=2007 |publisher=Elsevier |via=medical-dictionary.thefreedictionary.com |access-date=6 November 2017 |archive-date=7 November 2017 |archive-url=https://web.archive.org/web/20171107060403/https://medical-dictionary.thefreedictionary.com/morbidity |url-status=live}}</ref> The term may refer to the existence of any form of disease, or to the degree that the health condition affects the patient. Among severely ill patients, the level of morbidity is often measured by [[ICU scoring systems]]. [[Comorbidity]], or co-existing disease, is the simultaneous presence of two or more medical conditions, such as [[schizophrenia]] and [[substance abuse]].
:In [[epidemiology]] and [[actuarial science]], the term ''morbidity'' (also ''morbidity rate'' or ''morbidity frequency'') can refer to either the [[incidence (epidemiology)|incidence]] rate, the [[prevalence]] of a disease or medical condition, or the percentage of people who experience a given condition within a given timeframe (e.g., 20% of people will get [[influenza]] in a year).<ref>{{Cite book |last=Kirch |first=Wilhelm |url=https://books.google.com/books?id=eSPK7-CHw7oC&q=morbidity |title=Encyclopedia of Public Health: Volume 1: A – H Volume 2: I – Z |date=13 June 2008 |publisher=Springer Science & Business Media |isbn=978-1-4020-5613-0 |pages=966 |language=en}}</ref> This measure of sickness is contrasted with the [[mortality rate]] of a condition, which is the proportion of people dying during a given time interval. Morbidity rates are used in actuarial professions, such as health insurance, life insurance, and long-term care insurance, to determine the
; Pathosis or pathology
:''Pathosis'' (plural ''pathoses'') is synonymous with ''disease''. The word ''[[pathology]]'' also has this [[word sense|sense]], in which it is commonly used by physicians in the [[medical literature]], although [[wikt:pathology#Usage notes|some editors prefer to reserve ''pathology'' to its other senses]]. Sometimes a slight [[connotation|connotative]] shade causes preference for ''pathology'' or ''pathosis'' implying "some [as yet poorly analyzed] [[pathophysiology|pathophysiologic process]]" rather than ''disease'' implying "a specific disease entity as defined by diagnostic criteria being already met". This is hard to quantify [[denotation|denotatively]], but it explains why [[cognitive synonymy]] is not invariable.
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