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My bibliography Save this paperThe impact of fintech lending on credit access for U.S. small businesses
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- Cornelli, Giulio & Frost, Jon & Gambacorta, Leonardo & Jagtiani, Julapa, 2024. "The impact of fintech lending on credit access for U.S. small businesses," Journal of Financial Stability, Elsevier, vol. 73(C).
- Gambacorta, Leonardo & Cornelli, Giulio & Frost, Jon & Jagtiani, Julapa, 2022. "The Impact of Fintech Lending on Credit Access for U.S. Small Businesses," CEPR Discussion Papers 17705, C.E.P.R. Discussion Papers.
- Giulio Cornelli & Jon Frost & Leonardo Gambacorta & Julapa Jagtiani, 2022. "The Impact of Fintech Lending on Credit Access for U.S. Small Businesses," Working Papers 22-14, Federal Reserve Bank of Philadelphia.
References listed on IDEAS
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"How do machine learning and non-traditional data affect credit scoring? New evidence from a Chinese fintech firm,"
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Citations
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Cited by:
- He, Zhiguo & Huang, Jing & Zhou, Jidong, 2023.
"Open banking: Credit market competition when borrowers own the data,"
Journal of Financial Economics, Elsevier, vol. 147(2), pages 449-474.
- Zhiguo He & Jing Huang & Jidong Zhou, 2020. "Open Banking: Credit Market Competition When Borrowers Own the Data," Cowles Foundation Discussion Papers 2262, Cowles Foundation for Research in Economics, Yale University.
- Zhiguo He & Jing Huang & Jidong Zhou, 2020. "Open Banking: Credit Market Competition When Borrowers Own the Data," Working Papers 2020-168, Becker Friedman Institute for Research In Economics.
- Zhiguo He & Jing Huang & Jidong Zhou, 2020. "Open Banking: Credit Market Competition When Borrowers Own the Data," NBER Working Papers 28118, National Bureau of Economic Research, Inc.
- Zhiguo He & Jing Huang & Jidong Zhou, 2022. "Open Banking: Credit Market Competition When Borrowers Own the Data," Cowles Foundation Discussion Papers 2262R, Cowles Foundation for Research in Economics, Yale University.
- Marta Cota & Ante Sterc, 2024. "Financial Skills and Search in the Mortgage Market," CERGE-EI Working Papers wp780, The Center for Economic Research and Graduate Education - Economics Institute, Prague.
- Yiping Huang & Xiang Li & Han Qiu & Changhua Yu, 2023.
"Big tech credit and monetary policy transmission: micro-level evidence from China,"
BIS Working Papers
1084, Bank for International Settlements.
- Huang, Yiping & Li, Xiang & Qiu, Han & Yu, Changhua, 2023. "BigTech credit and monetary policy transmission: Micro-level evidence from China," BOFIT Discussion Papers 2/2023, Bank of Finland Institute for Emerging Economies (BOFIT).
- Huang, Yiping & Li, Xiang & Qiu, Han & Su, Dan & Yu, Changhua, 2024. "Bigtech credit, small business, and monetary policy transmission: Theory and evidence," IWH Discussion Papers 18/2022, Halle Institute for Economic Research (IWH), revised 2024.
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More about this item
Keywords
fintech credit; peer-to-peer (P2P) lending; marketplace lending; small business lending (SBL); Funding Circle; LendingClub; alternative data; credit access; credit scoring.;All these keywords.
JEL classification:
- G18 - Financial Economics - - General Financial Markets - - - Government Policy and Regulation
- G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
- G28 - Financial Economics - - Financial Institutions and Services - - - Government Policy and Regulation
- L21 - Industrial Organization - - Firm Objectives, Organization, and Behavior - - - Business Objectives of the Firm
NEP fields
This paper has been announced in the following NEP Reports:- NEP-BAN-2022-11-07 (Banking)
- NEP-CFN-2022-11-07 (Corporate Finance)
- NEP-ENT-2022-11-07 (Entrepreneurship)
- NEP-PAY-2022-11-07 (Payment Systems and Financial Technology)
- NEP-URE-2022-11-07 (Urban and Real Estate Economics)
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