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Pricing & Fees | Stripe Official Site

Pricing built for businesses of all sizes

Standard

Access a complete payments platform with simple, pay-as-you-go pricing. No setup fees, monthly fees, or hidden fees.

2.5% + €0.25

for UK cards

1.2% + €0.25 for all European cards

Custom

Design a custom package – available for businesses with large payments volume or unique business models.
  • IC+ pricing
  • Volume discounts
  • Multi-product discounts
  • Country-specific rates

What’s included

Get 100+ features out of the box with Stripe’s integrated per-transaction pricing.

Tools to build optimised checkout flows

Global payments with a single integration

Comprehensive security and rigorous compliance

Fast, predictable payouts to your bank accounts

Financial reconciliation and reporting

24x7 phone, chat, and email support

Manage business operations with a unified dashboard

Robust developer platform and third-party integrations

Move faster with an integrated suite

Software and infrastructure for e-commerce, recurring billing, marketplaces, and more.

Credit and debit cards

Per-transaction pricing means no setup fees or monthly fees.
Learn more about our different card types.

International card payments

Additional fees required for international cards and currency conversion.

2.5% + €0.25

for UK cards

+ 2%

if currency conversion is required

3.25% + €0.25

for international cards

+ 2%

if currency conversion is required

Learn more 

Link

Stripe’s one-click checkout experience

1.2% + €0.25

for all European cards

Regular pricing applies for cards outside of the EU.

Settle and pay out in additional currencies

You can choose to settle and pay out in certain additional currencies to domestic and non-domestic bank accounts by opting into alternative currency payouts.
Processing fees will vary based on the country and currency you select for settlement and pay out of your transactions.

1%

of the payout amount, when you choose to pay out in select alternative currencies.

Read more 

3D Secure authentication

3D Secure is an authentication method used to verify a customer's identity before an online card purchase.

Included
€0.03

per 3D Secure attempt for accounts with custom pricing.

Card account updater

Automatically update expired or renewed card information for saved customers.

Included
€0.25

per update for accounts with custom pricing.

Learn more 

Adaptive Acceptance

Machine learning models that help increase revenue for your business by improving authorisation rates in real-time.

0.08%

per successful card charge.

Network tokens

Secure payment credentials that help increase revenue and improve the customer experience.

Included
€0.15

per token provisioned for accounts with custom interchange pricing

Learn more 

Local payment methods

Support dozens of popular payment methods around the world with a single integration.

€0.35

Bancontact

See pricing details 

Buy Now Pay Later

Boost conversion and average order value by offering more flexibility for your users to pay over time in instalments.

Starting at 2.99% + €0.35

for Klarna

See more payment methods 

Disputes

Disputed payments (also known as chargebacks) on card transactions.

€20.00

per dispute.

Learn more 

Vault and Forward API

Tokenise and store card details in Stripe's PCI-compliant vault and route payment requests to other processors.

Custom pricing

Contact your Stripe representative or Stripe support.

Learn more 

Adaptive Pricing

Present prices in local currencies to your buyers globally to increase revenue and improve your customer experience.

2%

per successful charge for currency conversion

+ 2%

fee presented to your buyers

Learn more 

Instant payouts

In addition to our standard free payout options, Instant Payouts lets you access funds within minutes using an eligible debit card, straight from the Dashboard.

1%

of Instant Payouts volume

Minimum fee of €0.50
Learn more 

Custom pricing available for companies with large payments volume, high value transactions, or unique business models.

  • Accept one-time and recurring payments
  • 20+ payment methods, 30+ languages, 135+ currencies
  • Built-in conversion optimisations
  • Customise with your branding
Included

No Checkout-specific fees

Post-payment invoices

Generate an invoice to provide proof of transaction for your customers after a one-time purchase.

0.4%

on transaction total

US$2.00

cap per invoice

See pricing details 
  • Generate links directly from the Dashboard, no coding necessary
  • Share across any channel and with multiple customers
  • Sell products, services, or collect a donation
  • Customise with your branding
Included

No Payment Links-specific fees

Post-payment invoices

Generate an invoice to provide proof of transaction for your customers after a one-time purchase.

0.4%

on transaction total

US$2.00

cap per invoice

See pricing details 
  • Hosted or embedded onboarding and verification
  • International support in 30+ countries
  • Stripe Dashboard or embedded components for sellers
  • Dynamic risk-based KYC/AML checks
  • Platform management and risk tools
  • Control payout timing and funds flows
  • Automate 1099 generation and delivery
  • Monetise fees on each transaction
Included
0.25%

starting fee for platforms that deploy their own payments pricing to earn revenue on each transaction.

See pricing details 
  • Configure flexible pricing models, including subscriptions, seat-based, and usage-based billing
  • Collect and retain more revenue with smart recovery tools
  • Enable customers to self-manage plans with a pre-built customer portal
  • Automate billing logic and order flows
0.7%

of Billing volume

See pricing details 

Custom pricing is available for companies with large billing volume or unique business models.

  • Create, customise, and send online invoices that get paid fast
  • Monitor invoice statuses and easily collect unpaid invoices
  • Automatically reconcile incoming payments with outstanding invoices
  • Get started in a few clicks with no-code options
0.4%

per paid invoice

See pricing details 

Turn Tax on from your Dashboard or with a single line of code

Tax is built into a number of Stripe products, including Billing, Invoicing, Checkout, and Payment Links.

  • Built into Stripe – no third-party integration needed
  • Registration thresholds monitoring included
  • Automatically collect tax in 40+ countries
  • Easy-to-use reporting for each filing market
0.5%

per transaction, where you’re registered to collect taxes

See pricing details 

Integrate Tax with custom checkout or payment flows

Stripe Tax works with Stripe Payments APIs and can calculate and report tax on any payment processor.

  • Compatible with Stripe Payments APIs
  • Works with any payment processor
€0.45

per transaction, where you’re registered to collect taxes

See pricing details 

Custom pricing available for companies with large payments volume, high value transactions, or unique business models.

  • Prepare for audits by tracing revenue amounts down to customers and transactions
  • Gain a comprehensive view of all your revenue, including imported data
  • Set custom rules to fit your accounting practices
  • Helps you stay compliant with ASC 606 and IFRS 15
0.25%

of volume

See pricing details 
  • Instant answers powered by SQL
  • Dozens of prebuilt query templates
  • Save and schedule custom reports
  • Built into Stripe – no setup, no ETLs
Starting at €15.00

per month, infrastructure fee

Plus a fee per charge starting at + €0.03
See pricing details 
  • Built into Stripe – no third-party integration needed
  • Automatically receive your Stripe data and reports in Snowflake or Redshift
  • Historical Stripe data included at no additional cost
  • Ongoing data refresh
€0.025

per transaction

See pricing details 

Radar’s machine learning

Fraud protection powered by billions of data points across the Stripe network.

  • Powerful machine learning
  • SCA logic for exemptions
  • Always adapting to new fraud patterns
  • Device fingerprinting and proxy detection
€0.05

per screened transaction

Waived for accounts with standard pricing

Radar for Fraud Teams

Includes Radar’s machine learning and advanced fraud protection tools for professionals who need greater control and customisable settings.

  • Powerful machine learning
  • SCA logic for exemptions
  • Always adapting to new fraud patterns
  • Device fingerprinting and proxy detection
  • Block and allow lists
  • Rules engine to customise protection
  • Rich insights for better decisions
  • Optimised manual review flows
€0.07

per screened transaction

€0.02

for accounts with standard pricing

Chargeback Protection

Defend your business from the unpredictability of disputes. With Chargeback Protection, Stripe will cover both the disputed amount and any dispute fees – no evidence submission required.

0.4%

per transaction

ID document and selfie verification

Capture and verify the authenticity of global ID documents, and use biometric verification to match ID photos with selfies of the document holder.

  • Support IDs from over 100 countries
  • Biometric ID photo verification
  • Hosted verification experience
  • Access extracted data & captured images
€1.25

per verification

ID number lookup

Allow users to key-in name, date of birth, and local government ID number. Validate against government and 3rd-party databases. Currently only available for US social security numbers.

€0.40

per lookup

In-person card processing

Accept in-person payments, including credit cards, debit cards and digital wallets.

  • Unify online and offline channels
  • Scale globally with one integration
  • Customise your payment experience
  • Streamline reporting
1.4% + €0.10

per successful charge for EEA cards

2.9% + €0.10

per successful charge for non-EEA cards

Card readers

Pre-certified card readers with cloud-based fleet management to streamline device fulfilment and logistics at scale.

€299.00

Stripe Reader S700

Excl. VAT

€199.00

BBPOS WisePOS E

Excl. VAT

€59.00

BBPOS WisePad 3

Excl. VAT

Tap to Pay

Accept in-person contactless payments directly on a compatible mobile device – no additional hardware required.

€0.10

per authorisation

Learn more 

Point-to-point-encryption

Access PCI-certified point-to-point-encryption (P2PE) for additional security required in certain industries. All Terminal transactions are encrypted by default.

€0.05

per authorisation

Learn more 
  • Form an LLC or C Corporation in days
  • Open a U.S. bank account
  • Issue stock to C Corporation founders
  • Access to invite-only founder forums
One-time US$500.00

+ ongoing costs of running a company

See pricing details 

Card creation

Create and issue cards instantly and get branded physical cards shipped in just two days.

  • Branded card designs
  • Multiple shipping options
  • Issue cards through Connect
  • Push provisioning to digital wallets
€3.50

per standard, physical card

Custom cards subject to additional pricing. Shipping rates not included.

Learn more 

Card transactions

Set custom controls for every transaction and update them at any time.

  • Flexible API to manage cards
  • Dynamic spend controls
  • Real-time authorisations
  • Enhanced transaction data
Included

for the first €500,000 in card transactions

0.2% + €0.20

per transaction after that

Disputes

Dispute transactions on issued cards.

€15.00

per dispute*

*Exclusions apply, subject to applicable Law. Connect users may not pass dispute fees to Connected Accounts.

International payments

Additional fees required for international cards and currency conversion.

1% + €0.30

for cross-border transactions.

+ 2%

if currency conversion is required

If you’re a business with a large transaction volume or unique business model, contact us to discuss custom economics and interchange revenue sharing.

Commitments

  • Direct a fraction of your revenue to help early-stage carbon removal companies get out of the lab and into the field
  • Use the Dashboard to get started in just a few clicks and monitor your impact over time
  • Customise and publish a webpage dedicated to your commitment without writing a line of code
Included

No Stripe Climate-specific fees

Orders

  • Buy carbon removal through the Dashboard or via the API
  • Buy the Frontier offtake portfolio to support a range of carbon removal technologies or from individual suppliers
  • Track the full order lifecycle and receive a certificate upon delivery
3%

Portfolio

5%

Individual suppliers

See inventory details 
  • Stripe Checkout payment page
  • Stripe Payment Links
  • Stripe Billing customer portal
US$10.00

per month

Learn more 

Large payments volume or unique business model?

If you’re a business with a large payments volume or unique business model, reach out to discuss alternative pricing options. Our teams will review your current statements and can help design a customised pricing package.

FAQs

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