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Refinancing
'Times Magazine' on Credit, Foreclosure
posted: 9 DAYS 7 HOURS AGO
filed under: Banking, Checking Account, Credit, Credit Cards, Credit Reports, Credit Score, Debt, Fraud, Mortgages, Recession, Refinancing
Refinance, If You Can
posted: 12 DAYS 5 HOURS AGOcomments: 0
filed under: Banking, Credit, Credit Reports, Credit Score, Debt, Loans, Mortgages, Personal Loans, Recession, Refinancing
Countrywide By Any Other Name Is Still...
posted: 25 DAYS 6 HOURS AGO
Walletpop Advertisement
posted: 116 DAYS 4 HOURS AGOcomments: 0
filed under: Refinancing, Retirement, Retirement Advice, Savings Account, Specials, Student Loans
Option ARM Loans Turn into Nightmares
posted: 31 DAYS 9 HOURS AGOcomments: 0
filed under: Banking, Credit, Debt, Mortgages, Recession, Refinancing
Credit Markets Improve -- But Don't Cheer
posted: 47 DAYS 6 HOURS AGO
filed under: Banking, Credit, Loans, Mortgages, Personal Loans, Recession, Refinancing, Student Loans
Want a Cheaper Loan? Join a Credit Union
posted: 33 DAYS 10 HOURS AGO
filed under: Auto Loan, Banking, Credit, Cut Costs, Get Deals, Home Equity Loan, Loans, Mortgages, Personal Loans, Recession, Refinancing
Credit Unions and Cheap Loans
At a credit union located within a Phildelphia Baptist church, one member -- the pastor -- opens an account. Credit unions in recent years tended to choose conservative investments over the high-risk strategies favored by banks, and today, many offer loans more freely and at lower interest rates.
Douglas M. Bovitt, AP
Inventory at a Chrysler-Jeep dealership outside Chicago in 2008. Troubled automakers Chrysler and General Motors have offered discounts of up to $1,500 to customers financing new-car purchases through credit unions.
Scott Olson, Getty Images
A Chicago used-car lot. Interest rates for used-car loans financed through credit unions recently averaged 6.65%, compared with 7.45% for loans financed through banks.
Scott Olson, Getty Images
An upscale townhouse-condominium under construction in March 2009 in Fairfax, Virginia, was a rare glimmer of life in a regional downturn on new-home construction. Interest rates on 30-year mortgages secured through credit unions in early 2009 averaged 5% -- half a percentage point lower than rates at banks.
Paul J. Richards, AFP / Getty Images
A FannieMae ad at the Mortgage Banker's Association Conference and Expo in San Francisco in October 2008. In early 2009, credit unions were financing home equity credit lines at an average interest rate of just 4%, compared with 5.7% at banks.
Justin Sullivan, Getty Images
MagnetBank in Utah was seized by the Federal Deposit Insurance Corp. in late January 2009. As banks continue to suffer years of risky investments, credit unions are emerging for consumers as safer, more stable institutions.
Douglas C. Pizac, AP
Modify Your Mortgage the Cramer Way
posted: 51 DAYS 8 HOURS AGOcomments: 0
filed under: Mortgages, Recession, Refinancing
Walletpop Advertisement
posted: 116 DAYS 4 HOURS AGOcomments: 0
filed under: Refinancing, Retirement, Retirement Advice, Savings Account, Specials, Student Loans
Type | Current | APR |
---|---|---|
30 Yr Fixed Mtg | 5.00% | 5.16% |
15 Yr Fixed Mtg | 4.64% | 4.87% |
3/1 ARM (I/O) | 4.96% | 4.55% |
5/1 ARM | 4.59% | 4.39% |
5/1 ARM (I/O) | 4.87% | 4.63% |
7/1 ARM | 5.02% | 4.69% |
7/1 ARM (I/O) | 5.34% | 4.85% |
30 Yr FHA Mtg | 5.54% | 5.64% |
Mortgage Rates Provided by Bankrate.com
Compare Rates in Your AreaThe $64,000 question: Could you live in an 800-square foot home?
Everyone likes a little room to stretch out at home, but with the new homes that KB Home is selling, that may be a little difficult. As new homeowners look to find a mortgage that fits their budget,...
Isn't it time to just ban ARM loans outright?
On Monday, Freddie Mac reported that 97% of prime borrowers who refinanced adjustable-rate mortgages in the fourth quarter opted to switch into fixed-rate loans. Of borrowers who were refinancing...
Photographer Annie Leibovitz, overexposed, is forced to sell her life's work
Famed celebrity photographer Annie Leibovitz is broke. The woman who shot John Lennon on the same day that Mark David Chapman did, the one who has done portraits of everyone from Queen Elizabeth to a...
Stimulus money: SF has fewest homes that qualify for Obama rescue
The San Francisco Bay Area has the fewest homeowners in the country who are eligible for the refinancing included in President Obama's housing rescue package, according to a San Francisco Chronicle...
Refinancing Basics
Is refinancing right for you? Learn the basics and see if refinancing will help -- or hurt -- in your situation.
- Your Refinancing Options
- Making the Refinancing Decision
- When Refinancing Makes Sense
- When Refinancing Hurts You
- More Money Basics
Refinancing Tools
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