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Borrowing & debt

October 2024

  • Lloyds Bank branch

    Lloyds shareholders could take £1bn hit over car finance crisis

  • New cars parked at Tilbury Docks

    Could you be entitled to a payout after court ruling on car finance?

  • Lloyds bank’s Black Horse car finance division has already put aside £450m for potential compensation.

    Lloyds suspends commission payments after ‘seismic’ ruling on UK car finance

  • Cars parked at a car storage facility

    Consumers win UK car finance case that could lead to billions in compensation

  • UK ‘risks repeat of surging energy bills’ amid continued reliance on gas

  • ‘They are ruining my life’: how the shadowy world of debt collection can wreck your finances

September 2024

  • Klarna Loans was shut in 2023 and existing accounts were transferred.

    Consumer champions
    I paid off my £3,000 Klarna loan but the bills keep coming

  • Maths club … know the ins and outs of how student loans work.

    University Guide 2025
    How to afford university: from loans and grants to part-time work

August 2024

  • A sold and for sale sign for property

    Lloyds Bank raises borrowing limit for first-time buyers

  • Final demands scattered across a table

    How a new, single form helps ease the trauma of debt for UK victims of economic abuse

  • Shop window of an H&T branch, photo taken at dusk

    Half-year earnings rise 12.5% at UK’s largest pawnbroker H&T

  • House keys on a bank letter informing customer of mortgage arrears

    Repossession claims in England and Wales at highest in five years

July 2024

  • Shoppers with umbrellas walking along a street lined with stores

    Observer business agenda
    Bank of England set to rain on hopes of interest rate cut after economic bounce

    This week’s Bank meeting is unlikely to bring borrowers any joy amid a strong recovery from 2023’s mild recession

June 2024

  • women graduates in purple-edged graduation capes and mortar board hats

    Council tax: final-year students warned they could get surprise bills

    Students are exempt during their course but as soon as they finish their final year they are liable to pay

May 2024

  • Red and blue cars parked in a row

    ‘Fleecing the man off the street’: Car dealers investigated over high interest rates

  • A man in checked shirt looking at plans on a table next to a laptop computer and hard hat. He is in a modern-looking white room with large windows and glass door opening on to a garden

    Nationwide doubles maximum personal loan to £50k amid rising building costs

  • Silhouette of person pushing another person in a wheelchair against a blue sky with clouds

    Carer's allowance crisis
    MPs call for issues leaving carers with huge debts to be fixed ‘without delay’

  • image of money ring marble background

    Speak now: the truth about weddings
    ‘I wanted to look and feel expensive’: four couples on why they took on wedding debt

April 2024

  • Nationwide building society on a high street with pedestrians walking past

    Nationwide stops lending on some flood-risk properties

  • A man looks at his iPhone which displays the Barclaycard logo

    Barclaycard change could mean much higher interest for some customers

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